| Stelae

Everything you need to know about a deceased person with debts

What happens to the debts of a deceased person? When a loved one has died with debts, family will need to know who is responsible for them and how to proceed. At Stelae we will explain how to handle this situation.

Responsibility for the debts of a deceased person in Spain

Under Spanish law, when a person dies, their debts do not disappear. Liability falls on their estate, i.e. their assets and property, which must be used to pay creditors, unless the heirs assume this liability.

Why can the price of burials vary?

The space required for a cemetery grave is not the same as for a grave for ashes. Therefore, the price of the burial can change. Other factors also have an influence, such as municipal taxes, the length of the concession of the space, the additional funeral services that are contracted (maintenance, for example) or the rates of each funeral company.

At Stelae, not only can you take out a direct cremation service, but we can also take care of other matters such as the transfer of ashes inside and outside Spain.

Cremation and transfer of ashes

For families who need to transfer the ashes of their loved one, at Stelae we have expanded our direct cremation services to take care of all the necessary arrangements. It doesn't matter if it's a national, EU or international destination, we will take care of everything, providing you with the quality service you are looking for.

What documents do I need in order to request the cremation and transfer of ashes?

To request a cremation, it is necessary to have the death certificate, fill in an application form and sign the authorisation to the funeral company.

Then, if you wish to proceed with the transfer of ashes, the documentation required may vary depending on the destination:

How long does it take to transfer ashes after cremation?

After the cremation of a loved one, as soon as you receive the ashes, you can arrange for them to be transferred. However, for the transfer of ashes outside Spain, where the requirements may be different depending on the destination country, you will have to wait until the necessary procedures have been completed.

What is the average cost of a cremation and transfer of ashes service?

The average cost of a cremation and transfer of ashes service at Stelae is approximately 2,995 euros, although it will depend on the option you choose. In addition, airport taxes must be taken into account, which must be paid when the ashes are collected at the airport in the destination country (this cost is additional to the Stelae service).

Does the price of the cremation service include an urn for the ashes?

Yes, the price of all Stelae cremation services include an urn for the ashes, although the type of urn will vary depending on the option you choose from those we have available.

Death certificate: a key document in the funeral process

The death certificate is an essential document for initiating any type of action following the death of a loved one. This document validates a death, which in turn allows administrative and legal procedures to begin. Knowing how to obtain it is the first step in the funeral process, as it marks the beginning of the necessary steps to resolving the legal, financial and personal aspects of the deceased.

Subscribe to